Need to know: insurance for extensions
Why standard home insurance rarely covers a house while it is being extended, what extension insurance replaces, and when cover needs to start.
Guides, insight and practical advice for self-builders, renovators, converters and developers.
Why standard home insurance rarely covers a house while it is being extended, what extension insurance replaces, and when cover needs to start.
Practical guidance on self-build site set-up, managing trades and subcontractors, the high-risk phases, record keeping, and the insurance behind it all.
What the Building Safety Act 2022 changed, the longer liability periods, the dutyholder regime, and what self-builders and renovators need to put in place.
Where your liability sits when you build near a boundary, what the Party Wall etc. Act 1996 requires, and how site insurance responds to damage next door.
What happens when you claim on a self-build site insurance policy, from reporting the loss to settlement, and what to do at the time to help it along.
A structural warranty is one of the most important risk-management protections you can put in place when undertaking a self-build or conversion – it is