Call us now: 0333 456 8030

EXISTING CUSTOMER LOGIN

             

  • Self Build Insurance from Protek - Site Insurance & Structural Warranty - On Line Quote
  • House Extension Refurbishment Loft Conversion And New Build Picture Id1344129428
  • Self Build Insurance from Protek - Site Insurance & Structural Warranty - On Line Quote

New Build | Conversion | Renovation | Extension

Your project, covered your way

GET A QUOTE

EXISTING CUSTOMER LOGIN

Can I rely on home insurance if I am doing an extension or renovation?

If you are extending or altering a property you probably didn’t realise that the average home insurance policy is unlikely to provide sufficient cover. This is especially if there is an element of self-build or self-management. The assumption is that your contractor will be covering the works, but invariably that just isn’t the case.

That’s why it’s so important to purchase specialist insurance to cover your scheme.

Protek’s extension insurance provides you with the specific cover you need to ensure the site works.  Your home will be properly protected throughout the build program. The cover is available for a wide range of home improvement projects, including loft and garage conversions, side and rear extensions, basement additions and more, irrespective of who is carrying out the works.

The product is specifically designed to cover the building works, plant hire, tools, materials and equipment, and any consequential loss or damage that may occur to the existing dwelling. For example, if there is a collapse whilst the structure is temporarily being propped to create a new opening.

This insurance is available for short periods of time and includes protection for both public and employers’ liability. If you need a Party Wall Agreement with a neighboring property, then you will be assuming liability for rectifying any damage you cause to their property, which can become quite serious. Protek can include the optional cover required to adequately protect you in these situations.

A 10-year structural warranty is also available, which will protect the completed works against defects in design, workmanship, or materials, should issues appear in the future. Importantly, Protek’s cover protects you against a future claim for failing to comply with building regulations. This is an important point in the new Building Safety Regulations. A structural warranty is often a requirement of a prospective purchaser’s lender.

Protek’s friendly team of experienced staff will be happy to guide you through the risks and help you get the protection you need.

Continue Reading

Claiming Back VAT on a Self Build Property

A bonus for self-builders is that they are able to claim back the value added tax (VAT) at the end of the build. At a time when money will be tight after spending so much on the build it is a treat to have a substantial amount of money to perhaps treat the family to a holiday after a year of hard work.

Continue Reading

Home Build: Flooring

When planning your self-build home the flooring has to be decided upon when the house designs are being drawn up. Consider whether you require under floor heating, as this will have to be integrated into the plans before any flooring is fitted.

Continue Reading

Building Your Own Home – Are You Up for the Challenge?

There seems to be a romantic image that surrounds the words, build your own house. A mock Tudor set in the countryside, an ultra modern town house built of glass, perhaps an Eco-friendly barn type building. Weve all seen the programmes and dreamed the dreams. Reality is a different prospect and many dreamers drop at the first hurdle. How about you?

Continue Reading

 

SELF BUILD INSURANCE & STRUCTURAL WARRANTY

Contact Us

Protek Group Limited,
First Floor, Marlbridge House,
Enterprise Way, Edenbridge,
Kent,
TN8 6HF.

Tel: 0333 456 8030

 
 
 
 
 
 
 
 
 


 

Protek Group Ltd is is authorised and regulated by the Financial Conduct Authority. Protek Group Limited FCA Reg. No. 999394.

Protek Group Ltd registered office: First Floor, Marlbridge House, Enterprise Way, Edenbridge, Kent, TN8 6HF. Registered in England and Wales. Company Number 09616620.

THIS INFORMATION MAY BE CHECKED ON THE FCA’S REGISTER BY VISITING THEIR WEBSITE OR CONTACTING THEM ON 0845 6061234.

CLICK HERE TO VIEW OUR PRIVACY AND COOKIE POLICY

CLICK HERE TO VIEW OUR LEGAL & REGULATORY POLICY

Financial Ombudsman Service
Should you have cause to complain, and you are not satisfied with our response to your complaint, you may be able to refer it to the Financial Ombudsman Service, which can be contacted as follows: The Financial Ombudsman Service Exchange Tower, London, E14 9SR | Tel: 0800 023 4567 or 0300 123 9 123 | www.financial-ombudsman.org.uk